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Lifelong Learning is a Competitive Advanage

The Ultimate Interest Free Credit Card Strategy

The Ultimate Interest Free Credit Card Strategy

If you have been following any personal finance topics long, you have been told six ways from Sunday to avoid credit card debt. Overall, I will agree that this is a sound financial policy. Credit cards are the most profitable thing a bank can issue because the interest rates are so high. Once you get pulled into more debt than you can pay off each month, you are trapped.

Risk is Based on Your Perception

Too many people use the word risk too loosely and don’t understand that risk is simply based on your perception to that risk. Two people can look at a certain situation with the exact same facts being given to both and one will see opportunity and minimal risk, and...

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